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	<title>Cagayan de Oro Blog &#187; rpmrealty</title>
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		<title>The thrill of the first awaits&#8230;..@The Courtyards</title>
		<link>http://blog.cdorealty.com/2009/10/the-thrill-of-the-first-awaits-the-courtyards/</link>
		<comments>http://blog.cdorealty.com/2009/10/the-thrill-of-the-first-awaits-the-courtyards/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 08:03:40 +0000</pubDate>
		<dc:creator>rpmrealty</dc:creator>
				<category><![CDATA[Pueblo de Oro]]></category>

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		<description><![CDATA[
There&#8217;s nothing in life like the thrill of the first!Like our time at The Courtyards.
A unique development designed to always give you the thrill of the first. A horizontal condominium concept offering world class amenities inspired from the best residential condo communities in the world, but with a space to move, space to work and [...]]]></description>
			<content:encoded><![CDATA[<p><img class="aligncenter size-full wp-image-34" src="http://blog.cdorealty.com/wp-content/uploads/2009/10/Courtyards_Entrance-Gate.JPG" alt="Courtyards_Entrance Gate" width="385" height="270" /></p>
<p>There&#8217;s nothing in life like the thrill of the first!Like our time at The Courtyards.</p>
<p>A unique development designed to always give you the thrill of the first. A horizontal condominium concept offering world class amenities inspired from the best residential condo communities in the world, but with a space to move, space to work and play, space to bond and grow, with enough surprises and places for the first time.</p>
<p>Unit Options:</p>
<p>1. Inner Unit Bare<br />
Usable Lot:80.5 square meter<br />
Floor Area: 104 square meter<br />
Total Selling Price    : P 2,397,260<br />
Miscellaneous Fee     : P 122,778<br />
Total Contract Price  : P 2,520,038<br />
Reservation              : P 25,000<br />
Bank Financing<br />
20% Down(10mos): 81,696<br />
80% Balance(20yrs): 23, 593</p>
<p>2.  End Unit Bare<br />
Usable Lot:103.5 square meter<br />
Floor Area: 106 square meter<br />
Total Selling Price    : P 2,802,583<br />
Miscellaneous Fee     : P 143,044<br />
Total Contract Price  : P 2,981,938<br />
Reservation              : P 25,000<br />
Bank Financing<br />
20% Down(10mos): 114,091<br />
80% Balance(20yrs): 30,635</p>
<p>*Spotcash Discount of 5%<br />
*Deferred 0% Interest at 10 months(subject Change)<br />
*20% Down,80% Bank Financing<br />
*PAG-IBIG: 10% Down, 90% Loan Financing</p>
<p>Note: Prices are subject to change without prior notice.</p>


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		<title>Tips for a First-time Home Buyer</title>
		<link>http://blog.cdorealty.com/2009/10/tips-for-a-first-time-home-buyer/</link>
		<comments>http://blog.cdorealty.com/2009/10/tips-for-a-first-time-home-buyer/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 07:27:41 +0000</pubDate>
		<dc:creator>rpmrealty</dc:creator>
				<category><![CDATA[Real Estate Guide]]></category>

		<guid isPermaLink="false">http://blog.cdorealty.com/2009/10/tips-for-a-first-time-home-buyer/</guid>
		<description><![CDATA[It&#8217;s not uncommon for a first-time home buyer to say to me, &#8220;Gosh, just last week I called you about buying a home and now I&#8217;m in escrow! How did this happen so fast?&#8221;
The answer is it didn&#8217;t. First-time home buyers start the search long before most even realize it.
Here&#8217;s what you can expect from [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s not uncommon for a first-time home buyer to say to me, &#8220;Gosh, just last week I called you about buying a home and now I&#8217;m in escrow! How did this happen so fast?&#8221;</p>
<p>The answer is it didn&#8217;t. First-time home buyers start the search long before most even realize it.</p>
<p>Here&#8217;s what you can expect from your home shopping experience.</p>
<p>Benefits for a First-Time Home Buyer</p>
<p>You should buy a home. That&#8217;s what you&#8217;ve been hearing from friends and family, right? So, by now you have likely already weighed the benefits and decided that home ownership was the best decision for you. That&#8217;s a major hurdle now passed. You are focused and certain. Good.</p>
<p>Defining Search Parameters for a First-Time Home Buyer<br />
Almost 80% of all home searches today begin on the Internet. With just a few clicks of the mouse, home buyers can search through hundreds of online listings, view virtual tours, and sort through dozens of photographs and aerial shots of neighborhoods and homes. You&#8217;ve probably defined your goals and have a pretty good idea of the type of home and neighborhood you want. By the time you reach your real estate agent&#8217;s office, you are halfway to home ownership.<br />
How Long Should It Take to Buy Your First Home?<br />
In seller&#8217;s markets, often I show only one home. After all, how many homes does one family need? A few buyers will look for years, but buyers who do that aren&#8217;t motivated. A motivated buyer will find a home within two weeks. Most of my buyers find a home within two days.</p>
<p>Good real estate agents will listen to your wants and needs and arrange to show only those homes that fit your particular parameters. Your agent should preview homes before showing them to you as well.<br />
How Many Homes Will a Home Buyer See?<br />
Studies show that your memory dramatically improves after consumption of carbs and slows upon consuming sugar. So, lay off the soft drinks and have a hearty meal of carbs before venturing out to tour homes. The average number of homes that I show to a buyer in one day is seven. Any more than that, and the brain is on overload. Therefore, don&#8217;t expect to see 20 or 30 homes; although it&#8217;s physically possible to do so, you probably will not remember specific details about any of them.<br />
The &#8220;Red Shoes&#8221; Experience for a Home Buyer<br />
Women will relate to this. Say, you need a new pair of red shoes. You go to the mall. At the first shoe store, you find a fabulous pair of red shoes. You try them on. They fit perfectly. They are glamorous. Priced right, too. Do you buy them? Of course not! You go to every other store in the mall trying on red shoes until you are ready to drop from exhaustion. Then you return to the first store and buy those red shoes. Do not shop for a home this way. When you find the perfect home, buy it.<br />
How a First-Time Home Buyer Can Rate Inventory</p>
<p>* Bring a digital camera and begin each series of photos with a close-up of the house number to identify where each group of home photos start and end.<br />
* Take copious notes of unusual features, colors and design elements.<br />
* Pay attention to the home&#8217;s surroundings. What is next door? Do 2-story homes tower over your single story?<br />
* Do you like the location? Is it near a park or a power plant?<br />
* Immediately after leaving, rate each home on a scale of 1 to 10, with 10 being the highest.</p>
<p>View Top Choices a Second Time Before Buying That First Home<br />
After touring homes for a few days, you will probably instinctively know which one or two homes you would like to buy. Ask to see them again. You will see them with different eyes and notice elements that were overlooked the first go-around.</p>
<p>At this point, your agent should call the listing agents to find out more about the sellers&#8217; motivation and to double-check that an offer hasn&#8217;t come in, making sure these homes are still available to purchase.<br />
Making the Selection To Buy a Home<br />
I&#8217;ll let you in on a little secret. I generally know which home a buyer is going to choose, and I suspect most other agents operate the same way. It&#8217;s an intuition. But I make it a practice not to steer buyers, and I insist that buyers choose the home without interference from me. It&#8217;s not my choice to make.</p>
<p>License Real estate agents are required, however, to point out defects and should help buyers feel confident that the home selected meets the buyer&#8217;s search parameters.</p>


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