Many are in one thought of acquiring a real estate or property here in our country. Many are enthusiastic enough to own a property for them to live, where their family could feel the full protection, satisfaction, on their range of budget and of what they always perceive- Adequate Shelter for the Family.

But the question is, “what is the right thing to do? “, or “What should a buyer or a seller must consider in dealing with selling and buying a property?” As part of our duty to all of you our avid viewers, we have this excerpt from our national laws, regarding the buying a real estate here in the Philippines.

The SELLER pays for the:

• Capital Gains Tax equivalent to 6% of the selling price on the Deed of Sale or the
• Transfer Fee is ½ of 1% of Selling Price or Market Value of Tax Declaration, whichever is higher.

For BUYERS to remember before buying or closing the deal:

• Make sure the “Transfer Certificate of Title” is authentic.
• Verify that title is clean – meaning the property is not mortgaged (no liens & encumbrances on the property).
• Make sure that the land described on the title is really the land that you are buying.
• Make sure that the sellers are the real owners.
• Confirm that the yearly real estate taxes are paid.

These may be simple and absurd for those people who are not inline with this process in real estate. But these are a must and to be done well to gain a complete and just process in acquiring a property. Each party must serve and function accordingly. Each must coordinate to each other parties.

Here in CDO, since this real estate is booming and vast in need for, this guide is a help for everyone who would like to own a property. Even us in RPM Realty, we encounter lots of experiences, with this situation. Therefore, it seems, we are obliged also to educate or even just to disseminate this information to everybody.

We are just repeating what our national laws are stating. But we are in deep aim, that all of you will get something from this article. It is our vision and mission to provide you, not only the best, but the right and fitted property for you and your family here in Cagayan De Oro City.

Your family is the core of our service, and you are the center of our goal- to have a family shelter, harmoniously, and that is on your expectation and financial stability.

Being one of those people who are involve of real estate marketing or works, it is a must to be updated, advance as possible in all aspects and topics in the city, be alert in all of public laws and even the national laws in terms of real estate enhancements. It is now a mandatory for every body to be a Professional Real Estate Person, in all dealings.

In response to this requirement, the Chamber of Real Estate and Builder’s Association (CREBA) had held a Continuing Professional Education (CPE) for all sales persons last May 27, 2011- May 29, 2011 at Budgetel Hotel, Corrales, CDO.  This was participated by numbers of sales persons under varying realty manage by different licensed brokers in Cagayan de Oro City. Not only that, there were two people, who are broker already, who joined the CPE, since they were not able to complete their CPE units for their license renewal. For the exact schedule and topics discussed, here are the details:

May 27, 2011:

With these topic, Real Estate Brokerage Practice, by Edgar Paolo Gorospe from 6:00 pm- 9:00 pm.  All of us where once again reviewed with the thoughts and ideas of what the realty and our functions should be as sales persons, under our licensed broker.

May 28, 2011:

This is the 2nd day for the CPE, and the speaker was Atty. Leo Paolo Perez, with the two topics- Fundamentals of Property Ownership and the Real Estate Service Act / (RESA).  These were about the national/ public laws, that all of us in the business must take into consideration upon dealing with this kind of work. These are not just laws, but must be observed, in order for all of our transaction is done accordingly and lawfully. The session ended at 3:00 pm.

May 29, 2011:

The last day of the said CPE seminar and we started at 1.00 pm with Business Communication topic by Professor Ramon Abrera. He is teaching in Liceo de Cagayan University. He made the lousy afternoon to its total awakening demonstrations and catchy illustrations. He made it well and made the afternoon fully GAY, and that meaningful with all the communication strategies in dealing with not only- CLIENTS in the business, but to everybody and to everyone we meet. We ended up this day topic at 3:00 pm, and then followed by Personality Development by CRB. Mequesa Marie Chan. With this, she reviewed us of our every strength, which must be affirmed and improved, and not to be weakened by our weaknesses. We ended these 12 total units of Continuing Professional Education on this day, at 5:00 in the afternoon.

The said seminar was only for P1, 000.00 as registration. With its covered topics for the said sessions, it is enough to comply all of the requirements for Sales Persons’ Licensing. It is the major requirements of the said licensing to be which will end up to this July 30, 2011 for all Real Estate Sales Persons.  The CREBA is will be the one to assist us for the application for this licensing. We are still waiting for the PRC’s Guidelines to comply all of our requirements and for the next steps to do.

From us in RPM Realty/ CDO Realty people, who joined the said seminar, thank you for all CREBA staff, for making the CPE Seminar well- done and for making the process easier for all of us.

See you all for the next Continuing Professional Education!

If I were to be asked, “What is the greatest laughter in your life?” I would say, “It is when I was recognized as a mother and to be one of the right group-that is having the faith and guidance of God.”

All of us would feel the same happiness once we are being part or recognize of something we want or desire for. Just like of what our city this time. At first from a very simple yet livable condition and now is on its great name and fame.

Looking back with its history, our city received its recognition to be a CITY by making this Republic Act No. 7670. This acts declared that June 15 as a special non-working holiday public holiday in Cagayan de Oro City; also known as Cagayan de Oro Charter Day. To have full information of this Republic Act No. 7670: I have here the excerpt from Chan Robles Virtual Law Library.

Section 1: Cagayan de Oro was created as a city on June 15, 1950 by virtue of Republic Act No. 521.

Section 2: June Fifteen of every year is hereby declared a special non-working public holiday in Cagayan de Oro to be known as Cagayan de Oro City Charter Day.

Section 3: This Act shall take effect upon its approval.

This is an evident that our city was not made by just a spit of a tongue by any one in the area. But it is legally made, and pursued by our legislators and city officials. And it makes us proud ever since when it was declared. It is our honor to have our very own City of Golden Friendship.  It is not only us here who are treasuring the beauty and abundance of our area; there are lots also of inhabitants who are coming from our nearby cities, provinces and even countries. As they usually say, “Cagayan de Oro is really portraying the friendship acts to each visitor. Even Cagay-anons are that friendly and hospital!” And this will be our pride to all of them. This is the city that we can boast to every stranger we would meet.

In response to this, our city officials and government employees mainly in Cagayan de Oro City Hall, Capitol, and those other offices, once again gathered in Gaston Park area yesterday and early this morning.  Also just this afternoon at SM Mall they held a program featuring Ceasar Montano as their guest; who was also promoting his album. The other event which was held this morning was the JOB FAIR, which was held beside City Hall area, fronting Katryns bakeshop. That was rushed by lots of applicants in different fields of courses and people in different skills and qualifications.  This was to in act the thanks giving of our CDO for being a booming city here in Mindanao. It was participated by different establishments as well, as their chance to widen their market and reach those people who would surely be participating on the said event.

In behalf of numbers of inhabitants now in the City of Cagayan de Oro, we, in CDO Realty people and staffs, would like to thanks those local or city officials who made our CDO to be not only a city but a KNOWN CITY in the country! And for the present Major and city officials now in CDO, thank you for the effort and perseverance just to make this celebration be done, just today WELL.

Menzi’s is one of the developers here in Cagayan de Oro, this one is one of a kind. Its amenities and location are fascinating! It is situated at Alae, Bukidnon. Thus, it is now one of the leading developers as well, which is having its big marketing office here in CDO. As one way of showing its continued strategies of making their service more ideal and that family-oriented, they have the following schedule for each activity for this month.

Fun Day: Just last Sunday, June 12, 2011, the Menzi’s management held this activity on its site. The assembly area was in MOR site, for those who wanted to go and participate to the said event. The activity started from 10:00 A.M- 5: 00 P.M.

Father’s Day Special with the theme of Wild Wild West! This would be this June 19, 2011 (Sunday). This will start also at 10:00 A.M – 5:00 P.M. This would be in celebrating for all of the fathers in these areas. Every one in the subdivision is invited, and those also who wants to see and check the Menzi’s Orchard’s area. The same assembly area would be at MOR Marketing Office at 9:30 A.M.

Salo Tabo @ Menzi: This would be on June 26, 2011 (Sunday). The same venue of assembly area and time of departure, the activity will start also from 10:00 A.M. – 5:00 PM.

These activities are broadcast for all of those enthusiasts who would like to see the true beauty of what Menzis is! The area is open for everybody to live, enjoy and spend time with their family. Come and booked your self to this area, to continue feel the good ambiance and fresh air that brought by the very environmental view of Menzi Orchard Residences!

It has been centuries ago since our country had experienced the freedom it has been longing for. It has been a palpable moment in our national events, which we used to celebrate yearly. Thus, we, in Cagayan de Oro, we observed this celebration also. It is an evident to all of us that our city is also acquired and still partake this independence. All of the learning institutions here in CDO were in one theme with this event last Sunday, June 12, 2011.

One of those establishments also, which joined the celebration was the SM Mall. I went to the area yesterday and observed how different people in different tribes or races, as well, who spent their time at SM Mall. The SM management organized an event there for the said celebration and had put a big Philippine map on the rotunda area.  There were also on costumes people on every Philippine area or province she/he is representing with. That is to show to all of us that, regardless of which race/s we came from, we are all Filipinos in blood, faith and culture as a whole.

We also here in CDO, we are having that freedom and realization. We also have that freedom of being not only Cagay-anons in CDO or Cagayan de Oro, but also CDO in heart and faith that- Christ dominating on us. That what makes our City of Smile more abundant in wealth, riches and good fate in terms of architecture, businesses and fame in any ways!

We would like also to inform or remind every Cagay-anons for our Foundation Day, which is fast approaching! See you on this successful event would be!

Numbers of people might not understand what the real and most important unit of a group, organization or corporation. In every nature of work, corporation or management, there is the small, yet very important spark

of what we called-TEAM.

For a company this would make it to grow, if tamed and monitored well. That would be true if, and only if, the entire company will going to look after its members. Thus, this is even applicable to all nature of businesses and even to other aspects. In relation to brokerage kind of business, this is a must to be watched factor. Without the good team, realty firm will not work well and will not function in solidarity.  It is important to practice what a functional team. As part of our response of a good team, we once held our first team building, which enhances good rapport to each of our team in the office totally.

Last vacation, we had this team building activities that enlightened each one of us in the team of what a good and functional team is all about. Lots of lessons we got from it and lots of insights of life, which seemed spoke to every one of us. It reminds us numbers of virtue in day to day life and of how to cope every encumbrance would come along our ways. It doesn’t matter what position or civil status and social status a man has, he still needs to learn to bow down and discern of how to conquer his downs or limitations in life.

The activities help one of us realized the importance of how a united team works. It gave us the knowledge working together without doubt, mistrust, pride and pessimism in dealing all challenges. Instead of those negativity, there should be encouragements, optimism, real helping hands to everyone in the team without doubt and anxieties. But above all, the faith in God, which makes every life’s activity, be done on the right time with ease and accomplishment. In behalf of the RPM realty team, we would like to thanks, our PILLARS in the company for giving us the time to share our time, thoughts and various temperaments, that led us to a good and molding rapport inside the office and in everything we do everyday.

We in CDO Realty people, has been united since the business started. But with that activity, it only makes our bonding, in vital form, without thinking of any negative thoughts that might make one’s heart be hurt. We are in one now in serving. We are in one thinking. We are in one mission- To Be Blessed and to be a Blessing! We are the real ESSENCE of One United Team of God!

Month of June is said to be the starting month in school and even in real life situation. This is a good month for weddings and a good start for a whole year for school, for those pupils and students. There are numbers of parents here in the city of Cagayan de Oro, who is having difficulty of finding and choosing the right school for their kids to be. Thus, we, in CDO Realty, would like to disseminate this information that here is another and newly built learning institution for your kids!

We are proud to update all of our followers and clients’ online, that the Corpus Christi School big building and its good facilities is now open here in Vista Verde Village Pueblo, CDO. As we observed its building development, it started last 2009. Now, they formally open the school for the adequate learning for every student.

Its location is really accessible to every one, because it is just along the highway going to Xavier Heights, just beside and also attached to Vista Verde Village Pueblo subdivision, and right in front of Xavier Estates residences. It is very accessible from road downtown to uptown area. The security is there for your kids, as well as, the competitive and high standard education offered to every learner.

So mom and dad, hurry! Enrol your kids now to Corpus Christi School at the very accessible and well-secured subdivision in Vista Verde Village, Pueblo!

Pueblo de Oro has been so good to its valued clients in terms of housing. It keeps on thinking ideas or ways of how to maintain the good rapport, between the buyers and its management. Its projects here in the uptown areas are booming and that beneficial to every Cagay-anons, those in neighboring areas and those other Filipinos who are abroad.

As for their three developments in Golf Estates (offering lots), Forest View Homes (offering house and lot) and in Courtyards (offering condominium), are now covered with this low rate update of the management. As what the developer had transmitted information, they are now making this opportunity to all of the buyer/s to be, in any of those mentioned areas to avail it through Bank Financing with that low rate of 8.5% interest rate FIX FOR 3 (THREE) years!

This offer no hassle for the buyers, since we, from RPM Realty will assist all of our clients’ requirements, then forward it to the developer and the latter will be the one to coordinate it with that bank. This is a very a granting offer, which will give favor to all occupants would be. Those individuals in any of those particular areas, who are having their accounts on different financing, or PAG-IBIG mainly, could shift to this offer!

So, what are you waiting for? Contact us and avail this especial offer of these properties by the management!